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As a first time home buyer and a first generation home buyer, i was absolutely lost when it came to the purchase of my first home I’m wondering for those of you who’ve done this before, does it make sense to shop this rate around, or can i assume this is a commodity priced product? Like many other clueless individuals, i turned to google to begin my mortgage lender search

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Of course, from the first moment i searched the web, rocket mortgage has flooded me with targeted ads 520k purchase price, 5% down, $64/m pmi So, i caved and went through their pre approval

I thought about using rocket mortgage but ended up preapproved with sofi, local lender and wells fargo, ended up going withe wells fargo as they offered the best deal.

Difference between rocket mortgage and a good, local mortgage lender is that we’re gonna remind you about those updated docs we need the very last minute and keep you in the fold. We are buying a new build home, and started about a year ago We initially worked with rocket on pre approval and all that, but since it's been so long, we went back to look for new rates this fall I reached out to rocket and better mortgage, as well as the local broker that the builders realtor suggested and put me in touch with.

While i'd love to save on mortgage interest, i'm wondering what the catch or motivation is for rocket mortgage Is this a loyalty program to prevent me from refinancing with a competitor It doesn't feel scammy, but why would they bother with this refi so soon after closing on the first mortgage? They’re amazing, for us a great rate, answered the phone at all times day/night/weekends, and worked crazy fast — but i would’ve never found him via google.

Rocket mortgage is a great lender but they charge really high rates through their direct to consumer channel

To them, they want to use their brand to increase margins. Can get you a lower rate with rocket mortgage than what you can get working directly with them. I called rocket mortgage yesterday and was offered 6.99% on a 30 year mortgage